> This is the Markdown of a Backed Help Centre page, https://admin.backed.giving/help/administrator/payments/checklist-payments.md. Every page is listed at https://admin.backed.giving/help/llms.txt.

> This page uses Backed's default terms, such as Funding Round and Application Template. An organisation may rename them, so read each as your organisation's own term if you've renamed it.

Ready for your payments to go live?

Ensure you've double checked the following:

1. Fill in your bank file settings under `Settings > Profile and terms > Payments`: `ABA files (Australian dollars)`, or the NZ Direct Credit group for New Zealand dollars.
2. Verify each recipient's bank account where it is kept: a payment under a contract that keeps a bank account is paid into the contract's account, so select `Verify` beside its `Unverified` badge on the contract, choose how you checked it, then select `Verify bank account`.
3. A payment under a contract that keeps no bank account, or with no contract (such as a Contact Payment), is paid into the account on the applicant's record: select `Verify` there, choose how you checked it, then select `Verify bank account`.
4. Where `Verify` isn't offered (it needs the Contracts module), confirm the accounts when you approve: on the batch's `Submit` step, under `Bank accounts to confirm`, choose how you checked them and tick "I have verified these bank accounts".
5. Create your first batch: `Create Payment Batch` under `Award and pay > Payments`, with today's date in its title.
6. On the batch's `Submit` step, choose `Send it to someone else for review`, so the person who approves it is not the person who prepared it.
7. Once the batch is approved, select `Bank file` on its page, then `Make bank file`, and upload the file to your bank.
8. When your bank has paid the batch, select `Mark as Paid` on its page.
9. Then reconcile: on `All payments`, set `Paid date` to the day it was paid and `Status` to `Paid`, select `Export`, and tick each payment off against your bank statement.


This appears only when it is turned on for your organisation. Labels that name `Payment Batch`,
`Contract` and `Applicant` use your organisation's own term if you've renamed it.

## See also

- [Payment batches](payment-batches.md)
- [All payments](all-payments.md)
- [Verifying bank accounts](bank-account-verification.md)
- [Reviewing and approving a payment batch](review-and-approval.md)
- [Exports and bank files](exports-and-bank-files.md)
- [A payment batch's page and marking it paid](marking-paid.md)
- [Payment permissions and separation of duties](permissions-and-separation.md)